Prime Time for Palm Vein Identification and the Next Evolution of Biometric Payments

Fingerprint payments are old news as new paytech solutions power new forms of biometric authentication via palm veins. No need to pull out a credit card or enter a PIN, all you need to pay is your hand.

ingenico When Fujitsu Frontech North America has launched a new biometric payment solution based on palm vein authentication.

In this solution, consumers hold their palms over a near-infrared (NIR) sensor to verify their identity and authorize payments. The design of the solution is based on Ingenico’s AXIUM series and is compatible. android payment terminal.

Such contactless solutions are synonymous with faster checkout, minimized fraud risk, and overall customer satisfaction while eliminating the need to carry a physical card or enter a PIN. It is

In contrast to facial recognition and fingerprints, hackers cannot replicate close-up photographs of the internal structure of your palm, making fraudulent transactions nearly impossible.

Ken Nosker, Vice President, Biometrics, Fujitsu Frontech North America

As the world continues to embrace biometric technology, Ken NoskerVice President of North American Biometrics at Fujitsu Frontech, describes palm vein identification as “the most private and secure technology on the market.”

Nosker explains how the technology addresses customer demand for contactless, frictionless and hygienic payment solutions. “Our retail customers are lining up to pilot this technology,” he confirms. “Our solution will be a game changer for merchants around the world.”

palm vein identification

Palm vein identification is one of the most accurate biometrics in the industry because everyone’s palm vein patterns are unique.

Compared to common methods that rely on fingerprints and facial recognition, palm vein authentication has the advantage of being easy to implement and operate, and the least burdensome among the three methods.

Convenient, contactless and hygienic technologies have the potential to accelerate the share of cashless and digital transactions in markets around the world. It can also provide an additional level of security for organizations that require strong identification solutions.

The solution is the result of a collaboration between Ingenico, a developer of payment acceptance solutions in France, and Fujitsu Frontech North America, which develops currency handling equipment.

It combines Ingenico’s payment technology with Fujitsu’s identification algorithms that analyze and match biometric data.

In addition, the solution is Fujitsu’s palm secure technology and incorporates biometric solutions developed by subsidiaries Fulcrum Biometrics; Acquired in 2020.

To enroll consumers into the service, merchants first take an NIR scan of the customer’s palm using a device designed by Ingenico that incorporates a Fujitsu PalmSecure-F Pro sensor and software. Once processed, the image is encrypted and tokenized before being linked to the customer’s payment card held in the Ingenico cloud.

long awaited solution

Michelle LegerIngenico’s Senior Executive VP of Global Solutions Development, he attributes the success of palm vein biometrics to its superior speed and security over other biometric methods.

“The solution we developed jointly with Fujitsu Frontech North America and Fulcrum Biometrics has generated a lot of interest from our merchants,” commented Léger.

“Palm vein authentication gives them new opportunities to authenticate and identify customers in the most seamless way possible, personalize offers and create unparalleled in-store experiences.”

In addition to these thoughts, Shuhei OyakeThe President and CEO of Fujitsu Frontech North America commented as follows.

“Our patented technology matches palm vein templates without decryption, so unencrypted biometrics are never compromised.

“Fujitsu Frontech North America and Ingenico are working together to provide merchants and consumers with the much-needed frictionless and secure payment solution,” concludes Oyake.

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